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In the U.S., Cigna Global Health Benefits® group medical and dental plans are insured or administered by Cigna Health and Life Insurance Company. In the U.S. and Canada, group life, accident and disability plans are insured or administered by Life Insurance Company of North America. In Canada, group medical, dental, vision, and evacuation plans are insured or administered by Cigna Life Insurance Company of Canada. Employee Assistance Programs are administered by or through Evernorth Care Solutions, Inc., Evernorth Behavioral Health Inc., Inc. or affiliates and contracted companies. In other jurisdictions, products and services are offered by or through Cigna Global Insurance Company Ltd. or affiliates and contracted companies. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The information on this site is only a general description of benefits. All insurance policies and group benefit plans contain exclusions and limitations. Please consult your licensed agent or contact Cigna for product availability, costs, and complete details of coverage.