FROM TIPPERARY TO TIMBUKTU
- North America
Cigna can guide U.S.-bound expatriate members and their families to quality, cost-effective health care services through Cigna Health Care, Health Solutions, Cigna Behavioral Health, and Cigna Pharmacy Management. We also offer access to our Preferred Care Network, which consists of more than 564,000 specialists, 266,000 primary care physicians and 8,200 hospitals throughout the United States.
- South America
CignaLinks partner Gama Saúde provides access to more than 20,000 providers throughout the country, with in-network benefits covered at 100%.
Through a Cigna affiliate company operating in the United Kingdom, CignaLinks offers private health insurance to supplement care provided by the National Health Service (NHS).
Through a Cigna affiliate company operating in Spain, CignaLinks provides access to a domestic network of more than 17,000 providers, with in-network benefits covered at 100%.
Cigna has a relationship with Newmed, a network/utilization management company in Italy. Employees enjoy reduced out-of-pocket expenses while receiving inpatient care simply by advising the Cigna contact center of the hospitalization prior to discharge. If the hospital is already part of Newmed's network of health care providers, appropriate discounts will be applied. If the provider is not part of the network, Newmed will attempt to negotiate a discount and will provide case management for the member, if the condition warrants.
Cigna has a strong relationship with The Swiss Leading Hospitals and the Hirslanden Group, a total of 26 hospitals located throughout Switzerland. Both groups accept direct settlement of bills so that employees are only responsible for their deductible and coinsurance. Members also have access to their list of pre-screened, quality providers.
- Middle East
Through CignaLinks, the Saudi Arabian Cooperative Insurance Company provides coverage for expatriates and their family members living in the Kingdom of Saudi Arabia, Qatar, United Arab Emirates, Bahrain, Kuwait or Oman. Employees enjoy access to the Saudi Arabian Cooperative Insurance Company network of providers and the ability to pay only the applicable coinsurance—rather than 100 percent of charges at the time services are rendered—which is customary in many Middle East locations.
Cigna has a strong relationship with three of the largest health care providers in India: Fortis Healthcare Limited, Apollo Hospitals Group and Wockhardt Hospitals Group. These organizations accept direct payments from Cigna so that employees are only responsible for their deductible and coinsurance. Employees have direct access to these hospitals throughout India and their prescreened, quality providers.
South East Asia
Through an arrangement with Parkway Shenton and its iXchange network, CignaLinks provides access to care in Singapore and in select hospitals in Malaysia for covered individuals living in Singapore, Malaysia and Indonesia.
Through a key alliance with Quality Healthcare Medical Services (QHMS), CignaLinks offers employees in Hong Kong, China and Taiwan access to QHMS' network of 30 medical clinics and 600 affiliates in Hong Kong. Services in the QHMS network are provided at discounted rates.
Through an exclusive arrangement with premier local insurer Grand United Corporate Health (GU Health), CignaLinks provides coverage for expatriate employees living and working in Australia, and for Australian citizens working abroad who return to Australia for medical care. Employees enjoy access to private hospital coverage and ambulance transportation throughout Australia.